REAL ASSET

Need Based Financial Planning

We provide customized financial solutions to our clients based on their current financial standing, his priorities & future plans. Financial planning and needs-based analysis are similar in that both require you to have a thorough understanding of your financial situation. They differ in some important ways and are used for different purposes. Needs based financial strategies focus on individual financial goals with specific product solutions. You might want to know what type of policy to use in meeting your life, health, disability and long-term care insurance needs, determining what choices you have for funding your children’s college expenses or whether an annuity or mutual fund could help create the right income stream during retirement.

Tax Planing

Our tax planning experts help the clients to channelize investments through proper meens to get appropriate tax exemptions and savings on their hard earned income. Tax planning is the analysis of a financial situation. The purpose of tax planning is to ensure the tax efficiency and maximize your savings. Tax planning is the essential part of Financial planning to reduce the tax liability and maximize investor wealth. Tax planning is a significant component of a financial plan. With the help of tax planning, you can ensure that all elements of a financial plan can function together with maximum tax-efficiency. We help analyze financial situation and plan taxes in an efficient way.

Retirement Planning

Proper financial planning is needed in your 20's, 30's & 40's to take care of you in your 60's, 70's & 80's. Our retirement planning team helps you choose the right investment product to suit your retirement specifications. Retirement planning is ideally a life-long process. You can start at any time, but it works best if you factor it into your financial planning from the beginning. That's the best way to ensure a safe, secure and fun retirement. The fun part is why it makes sense to pay attention to the serious and perhaps boring part: planning how you'll get there. It is never too early—or too late to start retirement planning.

Risk Analysis & Management

We do the detailed analysis of the risk element and risk volume in each person's life and assets and accordingly use the appropriate products and continued service to cover these risks. We tend to think of "risk" in predominantly negative terms. However, in the investment world, risk is necessary and inseparable from desirable performance. A common definition of investment risk is a deviation from an expected outcome. We can express this deviation in absolute terms or relative to something else, like a market benchmark. Thus to achieve higher returns one expects to accept the more risk. It is also a generally accepted idea that increased risk comes in the form of increased volatility.

Estate Planning

Preparation of a proper will and the right allocation of assets to one's heirs are as important as investment plannning. But the same is usually done in a hurry or without much planning. We help our clients in preparing for the transfer of their assets and wealth after their death. Estate planning involves determining how an individual’s assets will be preserved, managed, and distributed after death or in the event they become incapacitated. Assets that could make up an individual’s estate include houses, cars, stocks, artwork, life insurance, pensions, and debt. Estate planning is an ongoing process and should be started as soon as an individual has any measurable asset base.

Financial Training

We also undertake providing financial trainings to professionals, corporate, institutions and all other needy segments of public on tax planning, retirement planning, investment planning etc. Planners in personalized financial planning. In today’s economy, finance professionals seek a solution to balance the goals of efficiency and effectiveness while aspiring to build a world class finance organization. The unrelenting pressure to optimize business performance has resulted in a growing list of financial requirements that need to be outsourced. Our approach to Financial Training outsourcing lets you focus on your core competencies and grow.

Portfolio Construction & Management

The entire financial portfolio of you and your family members will effectively be constructed and managed by our panel of advisors based on your personal considerations, financial preferences, business/income requirements and family obligations. Our Portfolio Management process is very simple yet thorough. You have the freedom and flexibility to tailor your portfolio to address personal preferences and financial goals. Portfolio Management Service has ensured the investment process is kept simple, yet thorough. We believe and adhere to investment principles that have stood the test of time. It is important to recognise that portfolios need to be constantly monitored and periodic changes made to optimise the results.