This is the ideal product for those who eye at fixed returnes with low risk. We focus on high rated and high return Bonds/Bebentures investments issued by public and private institutions in both primary as well secondary markets. We also deal with corporate fixzed deposits. Debentures and fixed deposits are two different ways of investing money through relatively low-risk financial instruments. A debenture is an unsecured bond. Essentially, it is a bond that is not backed by a physical asset or collateral. A fixed deposit is an arrangement with a bank where a depositor places money into the bank and receives a regular, fixed-interest profit. Fixed deposits are a type of product offered by a bank with a fixed interest payout. Debentures can only be issued by businesses and are used to raise capital. A debenture is a type of bond. However, the term debenture only applies to an unsecured bond. Therefore, all debentures can be bonds, but not all bonds are debentures. In business or corporate financing, unsecured debentures are typically riskier requiring the payment of higher coupons. Companies often favor issuing secured bonds because they can pay a lower coupon rate. When a depositor places money in a fixed deposit, the amount of profit or interest paid on the investment is fixed. The rate will not increase or decrease at any time regardless of fluctuations in interest rates. The interest rate offered by fixed deposits is usually set by prevailing low-risk market standards like the London Inter-bank Offered Rate (LIBOR) or Treasury rate.